Last Updated: August 9, 2026
1. Acceptance of Terms
By accessing or using the Interactive Budget Dashboard ("the
Service"), you agree to be bound by these Terms of Service. If you do not agree, you must not access or use
the Service.
2. Description of Service
The Service is a personal budgeting and financial tracking
application. It provides tools to manage budgets, project savings rates, track short and long term debts,
calculate shared joint splits, and view visual analytics of your monthly outgoings.
3. User Account & Security
To use the Service, you authenticate using Google Single
Sign-On (SSO). You are responsible for maintaining the confidentiality of your Google account credentials
and are fully responsible for all activities that occur under your account.
4. Privacy & Financial Data
Your privacy is important to us. All financial data you input
is stored either locally in your browser storage or, if logged in, synced securely to our Supabase database.
We do not sell, rent, or share your financial data with third parties. You retain all rights to your data
and can delete your profile and reset your data at any time via the Settings panel.
5. Subscriptions & Premium Tier
Certain features of the Service (such as managing multiple
profiles, AI debt planning, custom exchange rates, and advanced investment tracking) require a paid Premium
Tier subscription. All subscriptions are subject to the pricing and billing terms presented at the time of
upgrade.
6. Disclaimer of Financial Advice
The Service is a tool for planning and informational purposes
only. It does not constitute financial, investment, legal, or tax advice. You should consult with a
certified financial advisor before making any major financial decisions. We are not responsible for any
decisions made based on the projections or calculations provided by the Service.
7. Limitation of Liability
In no event shall the Service, its creators, or contributors
be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but
not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from
the use or inability to use the Service.
8. Changes to Terms
We reserve the right, at our sole discretion, to modify or
replace these Terms at any time. Your continued use of the Service after any changes constitutes acceptance
of the new Terms.