We believe your personal finance history is private. Unlike other apps, we never sell your data, monetise
your search queries, or sell advertising profiles.
No Targeted Ads or Trackers
Enjoy a completely clean interface with zero ads or tracking cookies.
Right to be Forgotten
Completely delete your account, credentials, and all transaction history instantly.
Subscription-Only Alignment
We make money through transparent subscriptions, not user tracking. We answer to you, not advertisers.
Privacy Parameter
Typical Finance Apps
Clarity Budget
Data Ownership
Typical AppsMonetized
Your transaction history is packaged into advertising user profiles.
Clarity Budget100% Yours
Your financial data is encrypted and will always be yours.
Used for Advertising
Typical AppsTrackers Active
Third-party tracking SDKs run silently to retarget you on other
networks.
Clarity BudgetFully Ad-Free
Zero tracking pixels, ad networks, or banner sponsorships embedded in
the app.
Broker Data Sharing
Typical AppsAllowed by Terms
Anonymized user spend clusters are compiled and sold to research/data
brokers.
Clarity BudgetStrictly Prohibited
We do not integrate with third-party aggregators.
Account Erasure
Typical AppsDelayed / Partial
Retention windows delay erasure, keeping data in system backups for
months.
Clarity BudgetInstant Delete
One-click deletion which permanently purges all records from
servers.
Choose how you want to plan
Start tracking for free today, or unlock premium features to scale your wealth strategy.
Free Plan£0/forever
Single budget profile
Track debts & savings
Expected bank transfers
Premium Plan£4.99/mo
Multiple budget profiles
Ask Clarity AI Advisor
Trading 212 API Sync
AI Debt Payoff Runway
Clarity Budget
Monthly Net Income
£0.00
Total Monthly Expenses
£0.00
Leftover Income
£0.00
Monthly Savings
£0.00
Investments Value
£0.00
Monthly Expenses Breakdown
0 Items
Upcoming Bills (Next 7 Days)
0 Items
Savings Goals Progress
Joint Split Summary
Income Share Split
Partner 1: 50.0%Partner 2: 50.0%
Total Joint Bills:0.00
Partner 1's Share:0.00
Partner 2's Share:0.00
Debts & Savings Breakdown
Debts£0.00
Savings£0.00
Income & Outgoings
Type ↕
Payment Name ↕
Category ↕
Amount ↕
Shared? ↕
Split Calculations ↕
Actions
Expected Bank Transfers
Debt Hub
Debt Payoff Summary
Total Outstanding Debt
£0.00
Total Monthly Repayments
£0.00
Weighted Payoff Runway
0 Months
Interest-Free Countdown Alerts
Credit Cards & Short Term Finance
Account Name ↕
Outstanding Balance ↕
Monthly Repayment ↕
Interest-Free End Date ↕
Months to Payoff ↕
Promo Months Left ↕
Actions
Long Term Finance
Account Name ↕
Outstanding Balance ↕
Monthly Repayment ↕
Months to Payoff ↕
Est. Payoff Date ↕
Actions
Savings & Investments
Target Savings Goals
Savings Cash Balances
Account
Balance
Actions
Total Liquid Savings:£0.00
Settings Panel
Spending Categories
Customize the spending categories and their visual colors used throughout the app charts and lists.
Category Name
Color Code
Actions
Salary Split & Exchange Rate Configuration
Configure exchange rate conversions and salary-based cost splits for the active profile.
The active profile does not have partner salary splits or exchange rate enabled. You can enable them
under the Profile Settings section.
Calculated Splits:
Budget Profiles Manager
Manage your dashboard budget profiles. You can add new ones with custom base currencies, exchange
rates, or salary splits.
You are on the Free Tier. Upgrade to Premium to create more than one profile.
Profile
Currency
Split Type
Status
Actions
Data Management
Reset all your Clarity Budget configurations and data back to the default setup.
Session Security & Inactivity Lockdown
Protect your financial records with automatic session lockdown when inactive.
Active: 1 Hour
If no user activity (clicks, typing, scroll) is detected for this duration, your cached data will be instantly locked and you will be signed out across all tabs.
Changes take effect immediately on this browser and synchronize with your cloud account profile.
Legal & Privacy
Read our Terms of Service & Privacy Policy or manage your cookie preferences.
Integrations
📈
Trading 212
Sync your
investment portfolio balances and holdings.
Not Connected
Environment:Live
(Real Money)
API Key Hash:-
Last Synced:-
Subscription & Billing
Manage your active plan, update payment methods, download invoices, or change subscription settings.